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FINDING HEALTHCARE SOLUTION FOR INDIA: A COMPARATIVE STUDY WITH USA AND UK
ABSTRACT
Healthcare standard is one of the fundamental indicators of the growth of a nation and a basic requisite for leading a healthy life with dignity and yet it has not been recognized under the right to life in the Constitution of India. In such circumstance the two functions; health care providers and health insurers play a pivotal role. At large, cost of basic health care and insurance to afford health care remains either overlooked or unaffordable for the majority of the population, that is evident from the minimum penetration that the health insurance has achieved in India. The present study attempted to probe into the reason why India remains dismal in terms of providing its citizen a universal health care system and achieving maximum penetration in terms of health insurance. The study begins with a review of the prevalent health care models around the world and the geographies that have successfully implemented universal health care system. An introspect is also made to find whether such best practices can be implemented in the Indian context to put universal health care system in practice. The study concludes with a suggestion that; yes universal health care system is possible in India provided three essential stakeholders start functioning parallelly in coordination with each other under the vigilance of a single regulator.
Keywords: Economics, Insurance, Universal healthcare