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THE ROLE OF FINANCING AGENCIES IN RURAL DEVELOPMENT (A CASE STUDY OF THE BAUCHI STATE AGRICULTURAL DEVELOPMENT PROGRAMME, (BSADP), WESTERN ZONE)

ABSTRACT

Agriculture has since been the leading non-oil sector of Nigeria’s economy, with production over-whelmingly by small peasant farmers using traditional and manual – energy sapping technology. The Bauchi State Agricultural Development Programme, BSADP, was designed to increase farm productivity, incomes and standard of living of the rural people in the state by providing a range of farm support services in association with infrastructural modifications. The main objectives of the BSADP was to assist the farmer in the areas of land development and farming, farmer education for the effective dissemination of improved farming techniques and practices. Others include the improvement and establishment of irrigation dams, fisheries and the provision of essential farm inputs. The BSADP, was based on an expanded enclave project at Gombe which proved successful. There are now about eleven (11) ADPS throughout the country. The BSADP was being organised and administered through four zones: Eastern, Western, Northern and Central zones. With the activities of the BSADP, Financing agencies have a vital role to play as credit is an important element in any integrative package of rural development efforts. Investigations showed that although the flow of credit have reached the rural areas of the zone, it is

TABLE OF CONTENT

Title page- – – – – – – – – i

Approval page – – – – – – – -ii

Dedication – – – – – – – – -iii

Acknowledgement – – – – – – – -iv

Abstract – – – – – – – – – -v

Table of content – – – – – – – -vi

CHAPTER ONE

INTRODUCTION – – – – – – – -1

1.0 Background of the study – – – – -1

1.1 Statement of the problem – – – – -5

1.2 Purpose of the study – – – – – -6

1.3 Significance of the study – – – – -8

1.4 Research questions – – – – – -9

1.5 Scope of the study – – – – – – -10

CHAPTER TWO

LITERATURE REVIEW – – – – – – -11

CHAPTER THREE

Research methodology – – – – – – -39

Design of study – – – – – – – -40

CHAPTER FOUR

Presentation, analysis and interpretation of data – -48

CHAPTER FIVE

Summary of findings – – – – – – -60

Conclusion – – – – – – – – -61

Recommendations – – – – – – – -62

Suggestions for further research – – – – -64

References – – – – – – – – -65

Appendix I – – – – — – – – -68

Questionnaire. – – – – – – – -69

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