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AN EVALUATION OF THE MANAGEMENT OF RETIREMENT BENEFITS IN THE PUBLIC SECTOR WITH SPECIAL REFERENCE TO KADUNA POLYTECHNIC; KADUNA
ABSTRACT
Retirement benefits and indeed Pensions Payments are made to an employee after
leaving the services of his/her employers on an agreeable condition. The payments are
intended to sustain his life and his dependants in retirement. There are several government
rules and regulations governing the payments of retirement benefits in the Public Service. The
purpose of this study was to evaluate the management of retirement benefits in the public
sector with special reference to Kaduna Polytechnic.
The study has the objective of determining the effectiveness of the public sector
pension scheme in line with the myriad of public complaints of non-payment of pensions by
retirees, it also has the objective of identifying the various problems associated with the
processing and payment of benefits. At the end recommendations are proffered to remedy the
problems identified.
In this study both primary and secondary method of data collection was used. Data
was collected from both the pensioners and staff handling pension matters through the use of
questionnaire. Tables and percentages were used as method of analysis.
The study found that lack of adequate funding of public sectors pension scheme by
government is a major factor causing delay in the payment of retirement benefits. Another
finding of the study was the type of pension scheme in operation which is that government
pays premium through insurance companies.
Based on the findings of the study, it is recommended that the contributory pension
scheme which is a welcomed development should have the contributory percentage reviewed
to 10% for the employers and 5% for the employee as against the 7½% from both the
employer and the employee. It is also recommended that government should pay funds direct
to the Boards of Trustees whose composition should include the pensioners representative so
as to pay off any backlog.
TABLE OF CONTENT
Title page- – – – – – – – – i
Approval page – – – – – – – -ii
Dedication – – – – – – – – -iii
Acknowledgement – – – – – – – -iv
Abstract – – – – – – – – – -v
Table of content – – – – – – – -vi
CHAPTER ONE
INTRODUCTION – – – – – – – -1
1.0 Background of the study – – – – -1
1.1 Statement of the problem – – – – -5
1.2 Purpose of the study – – – – – -6
1.3 Significance of the study – – – – -8
1.4 Research questions – – – – – -9
1.5 Scope of the study – – – – – – -10
CHAPTER TWO
LITERATURE REVIEW – – – – – – -11
CHAPTER THREE
Research methodology – – – – – – -39
Design of study – – – – – – – -40
CHAPTER FOUR
Presentation, analysis and interpretation of data – -48
CHAPTER FIVE
Summary of findings – – – – – – -60
Conclusion – – – – – – – – -61
Recommendations – – – – – – – -62
Suggestions for further research – – – – -64
References – – – – – – – – -65
Appendix I – – – – — – – – -68
Questionnaire. – – – – – – – -69
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