BEFORE YOU READ THE ABSTRACT OR CHAPTER ONE OF THE PROJECT TOPIC BELOW, PLEASE READ THE INFORMATION BELOW.THANK YOU!
INFORMATION:
YOU CAN GET THE COMPLETE PROJECT OF THE TOPIC BELOW. THE FULL PROJECT COSTS N5,000 ONLY. THE FULL INFORMATION ON HOW TO PAY AND GET THE COMPLETE PROJECT IS AT THE BOTTOM OF THIS PAGE. OR YOU CAN CALL: 08068231953, 08168759420
WHATSAPP US ON 08137701720
BANKING AND FINANCIAL DEREGULATION IN A DEVELOPING ECONOMY. A STUDY OF THE CENTRAL BANK OF NIGERIA (C.B.N.).
ABSTRACT
The Financial Institution in general and banking system in particular have always been Important in any economy. Banks generally serve as intermediary between the savers and investors in channelling fund, In order to f a c i l i t a t e business transactions and economic development. The Government directs and regulates the a c t i v i t i e s of the banks since the establishment of the Central Bank of Nigeria (CBN) in 1959. The regulations becomes necessary to ensure the continued soundness of the system and thereby minimising the risk of bank failures. Also to ensure that banks products are available to various sectors of the economy and to minimise misuse or fraud that could have serious impact on the public confidence and hence on the economy. Inspite of the excessive regulations and control the Nigerian Economy s t i l l depressed. To the extent that people begin to wonder if the excessive regulations and control could revive a depressed economy, this could have happened in the period preceeding SAP. In order to remove or minimise these distortions policy makers often resorted to economic deregulation. Deregulating the Nigeria banking system began in J u l y 1986, when the Federal Government adopted SAP with economic deregulation as one of i t s cardinal objectives. The period of SAP represents the period in which far-reaching monetary policies were Introduced according to the CBN credit guidelines. The policies were basically the moderation of inflation rate reduction of resource on balance of payments establisation of the exchange r a t e and increse in financial saving investment employment and growth. This research examined the impact of deregulation of the banking system on the Nigerian economy, the CBN regulation policies on the banking Industry prior to adoption of SAP and the number of policy measures adopted by the CBN on the banking industry during the SAP e r a. The study found that financial deregulations has brought in i t s wake monumental chances, upheavals and challenges particularly impact on customer services proliferation of banks encouragement of domestic saving and efficiency of the banking system increased others include rate / v o l a t i l i t, little investment in productive sector low foreign investment, fraud forgeries labour turnover and shortage of long term c a p i t a l like the Nigerian banking environment. The study suggested that “banks have to accept that the business environment has changed and will continue to change and only the i n s t i t u t i o n s that are able and willing to make the tough decisions and sacrifices necessary to become flexible, efficient and productive will survive
TABLE OF CONTENT
Title page- – – – – – – – – i
Approval page – – – – – – – -ii
Dedication – – – – – – – – -iii
Acknowledgement – – – – – – – -iv
Abstract – – – – – – – – – -v
Table of content – – – – – – – -vi
CHAPTER ONE
INTRODUCTION – – – – – – – -1
1.0 Background of the study – – – – -1
1.1 Statement of the problem – – – – -5
1.2 Purpose of the study – – – – – -6
1.3 Significance of the study – – – – -8
1.4 Research questions – – – – – -9
1.5 Scope of the study – – – – – – -10
CHAPTER TWO
LITERATURE REVIEW – – – – – – -11
CHAPTER THREE
Research methodology – – – – – – -39
Design of study – – – – – – – -40
CHAPTER FOUR
Presentation, analysis and interpretation of data – -48
CHAPTER FIVE
Summary of findings – – – – – – -60
Conclusion – – – – – – – – -61
Recommendations – – – – – – – -62
Suggestions for further research – – – – -64
References – – – – – – – – -65
Appendix I – – – – — – – – -68
Questionnaire. – – – – – – – -69
HOW TO RECEIVE PROJECT MATERIAL(S)
After paying the appropriate amount (#5,000) into our bank Account below, send the following information to
08068231953 or 08168759420
(1) Your project topics
(2) Email Address
(3) Payment Name
(4) Teller Number
We will send your material(s) after we receive bank alert
BANK ACCOUNTS
Account Name: AMUTAH DANIEL CHUKWUDI
Account Number: 0046579864
Bank: GTBank.
OR
Account Name: AMUTAH DANIEL CHUKWUDI
Account Number: 3139283609
Bank: FIRST BANK
FOR MORE INFORMATION, CALL:
08068231953 or 08168759420