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MASTERS COORPERATIVE ECONOMICS AND MANAGEMENT PROJECT TOPICS AND MATERIALS
- THE ECONOMIC IMPORTANCE OF COOPERATIVE SOCIETIES IN A MODERN ECONOMY: A CASE STUDY OF COOPERATIVE SOCIETIES IN OVIA NORTH EAST LOCAL GOVERNMENT AREA [CEM0067]
2 THE ROLE OF RURAL WOMEN FARMERS IN ECONOMIC DEVELOPMENT: A CASE STUDY OF OVIA NORTH EAST LOCAL GOVERNMENT AREA, EDO STATE [CEM0066]
3 THE ECONOMIC IMPORTANCE OF COOPERATIVE SOCIETIES: A CASE STUDY OF ORHIONMWON LOCAL GOVERNMENT AREA OF EDO STATE [CEM0065]
4 PROBLEMS ASSOCIATED WITH THE USE OF MEDIA IN ENCOURAGE ADULT PARTICIPATION IN COOPERATIVE SOCIETIES [CEM0064]
5 THE IMPACT OF SOCIO- ECONOMIC CHARACTERISTICS ON LOAN REPAYMENT,AMONG COOPERATIVE ENTERPRISES IN OSHIMILI SOUTH LOCAL GOVERNMENT AREA OF DELTA STATE [CEM0063]
6 THE STUDY OF THE IMPACT OF THE ORGNS IN THE DEVELOPEMTN OF CROP IN NIGERIA (A CASE STUDY OF THE COOPERATIVE FEDERATION OF ANAMBRA STATE) [CEM0062]
7 C0-OPERATIVE FEDRATIONS: OPPORTUNITY AND THREATES IN A CAPITALIST ECONOMY (A CASE OF ABIA STATE CO-OPERATIVE FEDRATION [CEM0061]
8 SOLVING THE PROBLEM OF PERENNIAL CASH SCARCITY (AMONG WORKERS) THROUGH THE MEMBERSHIP OF CTLS (A CASE STUDY OF IMT MPCS LTD) [CEM0060]
9 THE ACTIVITIES OF I.M.T MULITI-PURPOSE CO-OPREATIVE SOCIETY LTD ENUG (FROM 1995 – 2004) A CASE STUDY OF I.M.T ENUGU MULTI- PURPOSE CO—OPERATIVE SOCIETY LIMITED I.M.T ENUGU [CEM0059]
10 A CRITICAL ASSESSMENT OF THE IMPORTANCE OF STUDYING CO-OPERATIVE LAWS AND RULES AS A QUALIFYING COURSE FOR THE AWARD OF THE ORDINARY NATIONAL DIPLOMA IN CO-OPERATIVE ECONOMICS AND MANAGEMENT. [CEM0058]
11 THE FACTORS THAT CAN INFLUENCE THE ESTABLISHMENT OF COOPERATIVE IN IMO STATE A CASE STUDY OF OWERRI L.G.A IMO STATE [CEM0057]
12 CO-OPERATIVE EDUCATION AND TRAINING IN TERTIARY INSTITUTIONS IN NIGERIA (A CASE STUDY OF THE DEPARTMENT OF CO-OPERATIVE ECONOMICS AND MANAGEMENT (CEM), INSTITUTE OF MANAGEMENT AND TECHNOLOGY (IMT) ENUGU. [CEM0056]
13 AN APPRAISAL OF THE ACTIVITIES AND MANAGEMENT METHODS OF ANAMMCO WORKERâ€
S MULTIPURPOSE CO-OPERATIVE SOCIETY LTDâ€, [CEM0055]
14 CO-OPERATIVE AND POVERTY ALLEVIATION. (A CASE STUDY OF THE CONTRIBUTION TOWARDS POVERTY ALLEVIATION IN ENUGU STATE) [CEM0054]
15 THE IMPORTANCE OF STUDYING PRINCIPLES AND ECONOMICS OF CO-OPERATIVE AS A QUALIFYING SUBJECT FOR THE AWARD OF OND IN BUSINESS STUDIES (BUS 123) [CEM0053]
16 UNEMPLOYMENT AND CO-OPERATIVE SOCIETIES A CASE STUDY OF ENUGU EASST LOCL GOVERNMENT AREA [CEM0052]
17 THE ANALYSISI OF LOAN ADMISTRATION IN FINANCIAL INSTITUTION IN THE NIGERIA ECONOMY (A CASE STUDY OF NIGERIA AGRICULTURAL CO-OPERATIVES AND RURAL DEVELOPMENT BANK) [CEM0051]
18 A STUDY ON COOPERATIVE THRIFT AND LOAN SOCIETY (A CASE STUDY OF FEDERAL MINISTRY OF INDUSTRY AND TECHNOLOGY, OWERRI, IMO STATE – 1998 – JUNE 2004) [CEM0050]
19 THE EFFECT OF GOVERNMENT POLICIES TOWARDS THE DEVELOPMENT OF CO-OPERATIVE SOCIETIES IN AWKA NORTH LOCAL GOVERNMENT. [CEM0049]
20 THE IMPORTANCE OF STUDING ECONOMICS OF CO-OPERATIVE BUSINESS ENTERPRISES AS A QUALIFYING SUBJECT FOR THE QWARD OF OND IN CO-OPERATIVE ECONOMIC AND MANAGEMENT [CEM0048]
21 THE PROBLEMS ASSOCIATED WITH CO-OPERATIVE AUDITING (A CASE STUDY OF NSUKKA LOCAL GOVERNMENT AREA IN ENUGU STATE CO-OPERATIVE MOVEMENT.) [CEM0047]
22 COOPERATIVE AS AGENT OF RURAL DEVELOPMENT (2008-2012) A CASE STUDY OF ABAKPA NIKE LOCAL GOVERNMENT AREA [CEM0046]
23 A STUDY ON COOPERATIVE THRIFT AND LOAN SOCIETY (A CASE STUDY OF FEDERAL MINISTRY OF INDUSTRY AND TECHNOLOGY, OWERRI, IMO STATE – 1998 – JUNE 2004) [CEM0045]
24 A STUDY OF THE ACTIVITIES OF I C A IN REGIONAL OFFICE OF WEST AFRICA, ASIA AND THE PACIFIC. [CEM0044]
25 ROLE OF GOVERNMENT IN CO-OPERATIVE DEVELOPMENT [CEM0043]
26 THE IMPORTANCE OF STUDING ECONOMICS OF CO-OPERATION AS A QUALIFYING SUBJECT FOR THE AWARD OF O.N. D IN BUSINESS STUDIES (A CASE STUDY OF INSTITUTE OF MANAGEMENT AND TECHNOLOGY (IMT) CEM DEPARTMENT.) [CEM0042]
27 THE IMPORTANCE OF IMPROVING AGRICULTURAL PRODUCTION THROUGH CO-OPERATIVE SOCIETIES. (A CASE STUDY OF ANIOCHA L.G.A, ANAMBRA STATE.) [CEM0041]
28 CO-OPERATIVE DEVELOPMENT AND GOVERNMENT (A CASE STUDY OF OJI RIVER L.G.A. ENUGU STATE 1999 – 2004) [CEM0040]
29 THE ROLE OF NARDB IN THE FINANCING OF AGRICULTURAL CO-OPERATIVES SOICETY IN NGERIA (A CASE STUDY OF NARDB ENUGU) [CEM0039]
30 THE ROLE OF NARDB IN THE FINANCING OF AGRICULTURAL CO-OPERATIVES SOICETY IN NGERIA (A CASE STUDY OF NARDB ENUGU) [CEM0038]
31 THE IMPORTANCE OF IMPROVING AGRICULTURAL PRODUCTION THROUGH CO-OPERATIVE SOCIETIES. (A CASE STUDY OF ANIOCHA L.G.A, ANAMBRA STATE.) [CEM0037]
32 MOBILIZATION OF RURAL FARMERS THROUGH COOPERATIVE MOVEMENT IN ENUGU STATE (A CASE STUDY OF NSUKKA, LOCAL GOVERNMENT AREA) [CEM0036]
33 THE ROLE OF AGRICULTURE CREDIT GUARANTEE SCHEME FUND IN THE DEVELOPMENT OF AGRICULTURE (A CASE STUDY OF CENTRAL BANK OF NIGERIA, ENUGU) [CEM0035]
34 SOCIO-ECONOMIC IMPORTANCE OF INCREASING AGRICULTURAL OUTPUT THROUGH THE ACTIVITIES OF COOPERATIVE SOCIETIES IN ANAMBRA STATE (A STUDY OF AGRICULTURAL COOPERATIVE SOCIETIES IN ANAMBRA STATE) [CEM0034]
35 REDUCING UNEMPLOYMENT THROUGH THE CO OPERATIVE MOVEMENT (A CASE STUDY OF CO-OPERATIVE FEDERATION OF ANAMBRA STATE) (COFAS) [CEM0033]
36 THE ANALYSIS OF FEDERAL GOVERNMENT EFFORT TOWARDS CASSAVA PRODUCTION (A CASE STUDY OF NKANU EAST LGA ENUGU STATE) [CEM0032]
37 THE IMPACT OF SEMINARS WORKSHOPS AND CONFERENCE IN THE PROMOTION OF CO-OPERATIVE SOCIETIES (A CASE STUDY OF ACTIVITIES OF ECONFED IN PROMOTING COOPERATIVE SOCIETIES, ENUGU STATE) [CEM0031]
38 THE POTENTIALS FOR A CO-OPERATIVE THRIFT CREDIT SOCIETY IN A HIGHER EDUCATION INSTITUTION (A CASE STUDY OF I.M.T, ENUGU) [CEM0030]
39 THE ROLE OF AGRICULTURE COOPERATIVE SOCIETIES IN FOOD PRODUCTION (A CASE STUDY SELECTED AGRICULTURAL COOPERATIVE SOCIETIES IN ENUGU SOUTH LOCAL GOVERNMENT AREA, ENUGU STATE) [CEM0029]
40 THE ROLE OF BANKS IN FINANCING AGRICULTURAL CO-OPERATIVES SOCIETIES IN NIGERIA (A CASE STUDY OF NIGERIA AGRICULTURAL CO-OPERATIVE AND RURAL DEVELOPMENT BANK (NACRDB) IN ENUGU [CEM0028]
41 THE ROLE OF COOPERATIVE SOCIETIES IN REDUCING UNEMPLOYMENT (A CASE STUDY OF SELECTED COOPERATIVE SOCIETIES IN NKANU WEST LOCAL GOVERNMENT AREA ENUGU STATE) [CEM0027]
42 THE ROLE OF CO-OPERATIVE SOCIETIES IN WOMEN EMPOWERMENT (A CASE STUDY OF SELECTED CO-OPERATIVES IN UGHELLI SOUTH LOCAL GOVERNMENT AREA OF DELTA STATE) [CEM0026]
43 THE ROLE OF CO-OPERATIVE SOCIETIES IN WOMEN EMPOWERMENT (A CASE STUDY OF SELECTED CO-OPERATIVES IN UGHELLI SOUTH LOCAL GOVERNMENT AREA OF DELTA STATE) [CEM0025]
44 MANAGEMENT OF FARMERS MULTI-PURPOSE COOPERATIVE SOCIETIES IN ANAMBRA STATE: PROBLEMS AND SOLUTIONS (A CASE STUDY OF ONISTHA NORTH L.G.A) [CEM0024]
45 MOBILIZATION OF RURAL FARMERS THROUGH COOPERATIVE MOVEMENT IN ENUGU STATE (A CASE STUDY OF NSUKKA, LOCAL GOVERNMENT AREA) [CEM0023]
46 THE ROLE OF COOPERATIVE SOCIETIES IN REDUCING UNEMPLOYMENT (A CASE STUDY OF SELECTED COOPERATIVE SOCIETIES IN NKANU WEST LOCAL GOVERNMENT AREA ENUGU STATE) [CEM0022]
47 THE ROLE OF AGRICULTURE COOPERATIVE SOCIETIES IN FOOD PRODUCTION (A CASE STUDY SELECTED AGRICULTURAL COOPERATIVE SOCIETIES IN ENUGU SOUTH LOCAL GOVERNMENT AREA, ENUGU STATE) [CEM0021]
48 FEASIBILITY STUDIES AS A TOOL FOR SUCCESSFUL COPERATIVE BUSINESS INTERPRISES (A CASE STUDY OF THE IMPORTANCE OF FEASIBILITY STUDENTS TO CO-OPERATIVE INVESTMENT) [CEM0020]
49 UNEMPLOYMENT AND COOPERATIVE SOCIETIES A CASE STUDY OF IDEATO LOCAL GOVERNMENT AREA [CEM0019]
50 A SURVEY OF THE FACTORS AFFECTING THE GROWTH OF CO-OPERATIVE SOCIETY IN ENUGU METROPOLIS (A CASE STUDY OF ENUGU STATE COOPERATIVE SOCIETIES) [CEM0018]
51 CO-OPERATIVE AID TO WOMEN EMPOWERMENT IN ABIA STATE (A CASE STUDY OF BENDE LGA) [CEM0017]
52 THE ROLE OF MARKETING CO-OPERATIVE IN ECONOMIC DEVELOPMENT OF NIGERIA (A CASE STUDY OF RICE MARKETING CO-OPERATIVE IN ORODO, MBAITOLU LOCAL GOVERNMENT AREA IMO STATE) [CEM0016]
53 CO-OPERATIVE AID TO WOMEN EMPOWERMENT IN ABIA STATE (A CASE STUDY OF BENDE LGA) [CEM0015]
54 COOPERATIVES AS AGENT OF RURAL DEVELOPMENT (2008-2012) (A CASE STUDY OF ENUGU EAST LOCAL GOVERNMENT AREA, ENUGU STATE) [CEM0014]
55 COOPERATIVE EDUCATION/TRAINING AND EFFECTIVE MANAGEMENT OF CO-OPERATIVE BUSINESS ENTERPRISES (A CASE STUDY OF COOPERATIVE SOCIETIES IN UDI LOCAL GOVERNMENT AREA) [CEM0013]
56 COOPERATIVE SOCIETIES AND THE ACTUALIZATION OF THE FADAMA III PROJECT (A CASE STUDY OF THE THIRD NATIONAL FADAMA DEVELOPMENT PROJECT IN ENUGU STATE) [CEM0012]
57 IDENTIFICATION AND SOLUTION OF MANAGEMENT PROBLEMS OF FARMERS MULTI-PURPOSE COOPERATIVE SOCIETIES IN ANAMBRA STATE (A CASE STUDY OF ONISHA NORTH L.G.A OF ANAMBRA STATE) [CEM0011]
58 CREDIT MANAGEMENT TECHNIQUES IN AGRICULTURAL CO-OPERATIVE BANK IN NIGERIA (A CASE STUDY OF BOA, ENUGU) [CEM0010]
59 THE POTENTIALS FOR A CO-OPERATIVE THRIFT AND CREDIT SOCIETY IN HIGHER EDUCATON (A CASE STUDY OF IMT ENUGU) [CEM0009]
60 AGRICULTURAL COOPERATIVE SOCIETIES AND THE ACTUALIZATION OF THE FADAMA III PROJECT IN NIGERIA (A CASE STUDY OF FADAMA III PROJECT IN IMO STATE) [CEM0008]
61 ENHANCING THE PERFORMANCE OF CO-OPERATIVE SOCIETIES THROUGH THE APPLICATION OF ICA CO-OPERATIVE PRINCIPLES (A CASE STUDY OF SELECTED SOCIETIES IN ENUGU SOUTH LOCAL GOVERNMENT AREA OF ENUGU STATE) [CEM0007]
62 THE CONTRIBUTION OF AGRICULTURE COOPERATIVE SOCIETIES TO FOOD PRODUCTION (A CASE STUDY SELECTED AGRICULTURAL COOPERATIVE SOCIETIES IN ENUGU NORTH [CEM0006]
63 ENHANING THE PERFORAMNCE OF COOPERATIVE SOCIETIE THROUGH TEH APPLICATION OF COOPERATIVE PRINCIPELS [CEM0005]
64 HOW TO ORGANIZE A VIABLE CO-OPERATIVE SOCIETY; [CEM0004]
65 ACHIEVING SUSTINABLE FOOD PRODUCTION IN ENUGU STATE THROUGH EFFECTIVE STORAGE AND MAREKTIGN SYSTEMS [CEM0003]
66 A CRITICAL ASSESSMENT OF THE IMPORTANCE OF STUDYING CO-OPERATIVE LAWS [CEM0002]
67 INCREASING AGRICULTURAL OUTPUT THROUGH THE ACTIVITIES OF COOPERATIVE SOCIETIES IN ENUGU STATE [CEM0001]
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AGRICULTURAL BANK CREDIT INTERVENTION AND THE APPLICATION OF BIG PUSH THEORY TO BENEFICIARIES: EVIDENCE FROM NIGERIA
Abstract
Up till now there is shortage of empirical evidence on volume of loan received that generates big push for the farmers and the bank to curtail abuse of fund and its determinants. The purpose of this study is to examine the agricultural bank credit intervention and the application of big push theory among beneficiaries in Nigeria so as to make advocacy for a bailout intervention. A total of 295 beneficiaries were randomly selected. A questionnaire was developed, and data collection was undertaken by means of a multistage sampling technique. Descriptive statistics, regression model and t-test analysis were used to analyze the data. The mean age of beneficiaries was 46 years old. The respondents had an average household size of 6 persons with 79.3% of the beneficiaries being literate with one form of formal education or the other. About 65.4% of the beneficiaries did not subscribe to membership of farmers groups. The beneficiaries had 13 years’ experience in arable crop farming. The average farm size was 1.57 ha. This tells us that the beneficiaries were small scale farmers. The result reveals that the region of big push was between $244.34-$977.37 The variables that had positive and substantial relationship with big push in the model were age of respondent, years spent in farming, education, farm size, cooperative membership, household size, collateral requirement and marital status. The outcome of the t-test indicated that there was much impact after benefiting from agricultural bank credit loan scheme in the area. The foremost constraints were collateral requirement and high interest rate. Loan acquisition procedure by agricultural bank credit should be made easier as well as the threshold of farmers financial management ability should be considered during disbursement of loan to farmers for effective utilization.
Keywords: Loan, Arable crop farmers, Agricultural bank credit, Big push, Loan threshold
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THE ROLE OF MULTI-PURPOSE COOPERATIVES IN THE ECONOMIC DEVELOPMENT IN ETHIOPIA, THE CASE OF LALO-ASSABI DISTRICT (WEST WOLLEGA ZONE, OROMIA REGIONAL STATE)
Abstract
The objective of this study is to show the overall development trends and the challenges encountering the multipurpose cooperatives (MPCs). To do so, research methodology employed was descriptive, which involved both qualitative and quantitative methods. Data were collected from both primary and secondary sources. The primary data were collected from the sample through cross-sectional survey from 210 respondents. Besides, 16 key informants and three focus group discussions (FGDs) were considered in the assessment. The instruments used were questionnaires, FGDs, in depth interviews, observation and document review. Both probability and nonprobability sampling techniques were applied. Data analyses were done using descriptive statistics. The result of the study shows the average rate of growth of members in sample MPCs is 19% as calculated from 20162018 and 79.3% from their formation period. The capital of the MPCs increased from 305,081 to 9.3 million and their profit was nearly 1.5 million ETB. Of the multifaceted services they provide, marketing agricultural inputs accounts for the great proportions. In general, the sample MPCs are contributing somewhat in the economic development. However, their performance is not as expected due to major problems identified: lack of professional managers, devoted management committees, limited capital base; weak horizontal and vertical linkages, low members’ participation, insufficient dividend, lack of diversified activities; limited awareness, inadequate infrastructure, low stakeholders’ participation, lack of adequate credit and necessary technical supports are among the hitches to be tackled. Hence, to unleash and sustain their development potential, proposed interventions to be taken are: Building the capacity of the management committees and their staff, hiring professional staffs, providing credit services, promoting members participation, establishing strong linkage, providing infrastructural facilities, providing technical support and etc. to mitigate the problems. Keywords: Cooperatives, Economic Contribution, Local Development, Multi-purpose Cooperatives.
]]>CALL: 08168759420, 08068231953
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THE ROLE OF DISCLOSURE AND TRANSPARENCY IN FINANCIAL REPORTING
Abstract
Voluntary disclosure and transparency can preserve the interests of shareholders, and the company’s performance improves. in this paper, the importance of transparency in financial reporting and expressed its limitations and quality of disclosure and transparency, we express and at the end of the importance and benefits of voluntary disclosure, as well as major issues and the impact of voluntary disclosure of information in the market. we will examine.
Keywords: Transparency; Voluntary Disclosure; Information Disclosure; Investors; Information Risk.
]]>CALL: 08168759420, 08068231953
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THE EFFECT OF MEMBERS PARTICIPATION ON BUSINESS SELF-RELIANCE AND MEMBERS WELFARE STUDY ON COOPERATIVE CORPORATION IN EAST JAVA INDONESIA)
Abstract:
The purpose ofthis study was to examine and explain the effect of members participation on business self-reliance and members welfare. The study was conducted in a cooperative corporation that operates in the region of East Java Indonesia. The respondents were 156 cooperative enterprise members. Data were analyzed using the GSCA approach (Generalized Structural Component Analysis). The results showed that the Members Participation significant effect on business self-reliance and members welfare and business self-reliance also have a significant effect on the welfare member. Other findings indicate that membership in the cooperative corporation as the owner and customers of the cooperative enterprise. Therefore, companies should pay attention to the needs of cooperative members.
Keywords:members participation, business self-reliance, members welfare, cooperative corporation.
]]>CALL: 08168759420, 08068231953
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RELEVANCE OF COOPERATIVE SOCIETIES TO THE NIGERIAN ECONOMY– A LEGAL APPROACH
ABSTRACT
This Paper discusses the importance of Cooperative Societies to the Nigerian Economy, and it was necessary to start talking about it from the Historical Perspective, when Cooperative Societies started in Europe, especially in Britain and France in the nineteenth century. In Nigeria, the records have it that Cooperative Societies started locally with the concepts of Esusu, Isusu, Osusu, Adashi, Dashi, etc, much earlier than the nineteenth century. Today, Cooperatives have developed strongly and indeed come to stay as alternative to Banking, a way in which people of common interest come together to chart ways of helping themselves, without having to pay much to obtain benefits from the Cooperative Societies. It has inculcated financial discipline among many people in the Society who ordinarily had poor savings culture. People who are members of Cooperative Societies now resort less to banks for loans, and this is a good development in any Economy. The total number of Loan applications in Nigerian Banks today by private individuals and corporate entities is scary, and could have been much more if there were no Cooperative Societies or Cooperative Concept known to citizens. What makes Commercial Banks collapse and fall out of business is largely as a result of corruption, when loans are given out contrary to Central Bank of Nigeria’s Policies on Lending. Inadequate collaterals are sometimes collected in place of very huge sums of money, most of which Debtors default in paying back. There is no doubt that the Nigerian Economy would have been far worse off today if there were no Cooperative Societies. The Cooperative Societies are a welcome development, and the Government should continue to support their existence by giving loans to the Cooperatives, once they make any Formal Request with adequate collateral(s). This Paper in addition, discusses the various types of Cooperatives existing in most World Economies, Conditions for Registration of Cooperative Societies in Nigeria, Sources of Funds for Cooperative Societies, Problems that hinder their smooth operation, etc. In conclusion, suggestions were made on how Cooperative Societies in Nigeria can move forward.
Keywords: Cooperative Societies, Rochdale Pioneers, Rochdale Principles, Members, Nigerian Cooperative Societies Act, Credit, Thrift, E.F Strickland, Loans
]]>CALL: 08168759420, 08068231953
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PERFORMANCE OF MULTI-PURPOSE COOPERATIVES IN THE SHISELWENI REGION OF SWAZILAND
ABSTRACT
A multi-purpose cooperative is a business that is a mixture of two or more different types of cooperatives. The study examined the performance of multi-purpose cooperatives in Swaziland. The objectives of the study were to; establish the performance of multi-purpose-cooperatives, identify factors influencing the performance of multi-purpose cooperatives, and identify constraints faced by multi-purpose cooperatives. A descriptive research design was used where quantitative and qualitative methods were employed to collect and analyse data. The target population was all registered and active multi-purpose cooperatives in the Shiselweni region. A sample (n=120) was drawn using a two-stage stratified random sampling procedure and it comprised of 80 cooperative members, 35 committee members and 5 cooperative officers who were purposely selected. Face to face personal interviews were used to collect the data. Data were analysed using the Statistical Package for Social Sciences (SPSS version 20). The study found that the performance of multi-purpose cooperatives was influenced by gender and accountability. The study further found that cooperative officers educated and trained cooperative members once a year. Major constraints included poor capital base, most members being too old to perform cooperative activities, and poor record-keeping. The study concluded that cooperatives were not performing well financially, since there were making losses. It is recommended that cooperatives should ensure the financial statements were prepared on time and audited. There is need to encourage young farmers to join multi-purpose cooperative since most of the farmers were old. The frequency of training provided to members need to be improved. The study also recommends that other studies be carried out to cover the whole of Swaziland in order to generalise the findings.
Keywords: Accountability, Cooperatives, Education and training, Governance, Multi-purpose, Performance, Shiselweni region, Swaziland.
]]>CALL: 08168759420, 08068231953
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MEMBERS’ PARTICIPATION, SUSTAINABILITY OF SAVINGS AND CREDITS CO-OPERATIVE SOCIETIES: A QUALITATIVE CASE STUDY
ABSTRACT
Savings and Credit Co-operative Societies (SACCOS) are directly serving more than two million people in Tanzania; most of whom are from the low-income population. However, its sustainability remains questionable. This paper explored the role of members’ participation in the sustainability of their SACCOS. The study used a qualitative case studies approach. This design was suitable for understanding the membership and sustainability as it helps to probe deeply by exposing participants to a real-life situation which otherwise is difficult. Data were collected from four (4) rural SACCOS based in Mpwapwa district in Dodoma (MDC, 2016), Tanzania using focus group discussion and interview methods and was analyzed using the content analysis. The findings of the study revealed that members’ participation and the way SACCOS was formed are crucial in the sustainability of SACCOS. The findings too show that participation is determined by the way SACCOS was formed and commitments of members in SACCOS’ activities which are; attending meetings, borrowing and saving money. Moreover, the results show that the conditions that limit the ability of a member to practice democratic rights are the major reasons for poor participation and sustainability in SACCOS. For instance, the wider coverage area for SACCOS’ operations and cooperative education were identified were important factor which influences members’ participation in SACCOS activities. Thus, to improve sustainability in SACCOS the focus should be on strengthening member’s participation through promoting close membership which will enhance the democratic process in SACCOS.
Keywords: Member’s participation, Sustainability, SACCOS, Qualitative Study
]]>CALL: 08168759420, 08068231953
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ISSUES, CHALLENGES AND PROSPECTS OF SMALL AND MEDIUM SCALE ENTERPRISES (SMES) IN PORT-HARCOURT CITY, NIGERIA
Abstract
The paper discussed Issues, Challenges and Prospects of Small and Medium Scale Enterprises (SMEs) in Port-HarcourtCity, Nigeria. This was informed by the high rate of unemployment in the society and the poor performance of SMEs in employment generation. While the research questions addressed the extent to which poor financing, inadequate social infrastructures, lack of managerial skills and multiple taxation constitute major challenges in the performance of SMEs between October 2012 and November 2013, it assumes that government intervention through the provision of financial assistance, social infrastructures and favorable taxation policies will reverse the trend. The paper adopted a descriptive research design using 120 randomly selected registered operators of SMEs in Port-Harcourt City. Data collected were analyzed using descriptive statistics while formulated hypotheses were tested using z-test. Results from the data analysis indicated that poor financing, inadequate social infrastructures, lack of managerial skills and multiple taxation were major challenges confronting SMEs in Port-Harcourt City, thus recommended:provision of soft loans to SMEs operators, government guaranteeing of long-term loans to SMEs operators, establishment of SMEs funding agency, public/private sector partnership in infrastructural provision, capacity building for SMEs operators and provision of tax incentives for SMEs operators.
Keywords: Small and Medium Scale Enterprises, SME operators, Port-Harcourt City, Nigeria.
]]>CALL: 08168759420, 08068231953
WHATSAPP: 08137701720
IMPACT OF COOPERATIVE SOCIETIES IN NATIONAL DEVELOPMENT AND THE NIGERIAN ECONOMY
ABSTRACT
The aim of this paper is to examine the social and economic impact of cooperative societies in Nigeria and to investigate into their origin, history, formation and development. Also to be examined is their impact in our rural communities, especially in the grass root, urban and national development. It has been argued that commercial financial institutions such as banks and insurance companies could play greater roles in the advancement of rural development than the cooperative societies. This is so because of the enormous contribution of these financial houses to the rapid, social and economic development of the people, and urbanization. The paper further reviews the various obstacles and challenges confronting the effective performance of cooperative societies in Nigeria, and proffer ways of forestalling these problems. The paper is of the view that as many as these societies may be in form, formation and groups, with their various tags, aims and objectives, government should aid and encourage these organizations to enable them stand and perform effectively since they are all contributive factors in the economic development and growth of Nigeria.
KEYWORDS: Cooperatives, Financial Institutions, Collaboration, Membership, Capitalism, Welfare,
Consumers, Producers.
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