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SAVINGS MOBILIZATION FOR ECONOMIC DEVELOPMENT IN NIGERIA BANKING INDUSTRY
ABSTRACT
The research was based on the topic “mobilizing Domestics savings for economic growth and development in the banking industry. (A case study of Union Bank of Nig PLC 1999 ” 2000. In carrying out this research, I examined thoroughly. The various factors, which militates severely against the effective and efficient mobilization of domestic savings these factors were identified to range from the level of income earned of the saver. The interest rate that the bank pays on depots of customers, to the effect of bank distress syndrome in the banking industry. Efforts were geared towards recommending various measures the bank can use to improve greater mobilization of domestic resources in our bank. The various ways through which an increase in domestic savings mobilization can also effect on increase in economic growth and development were also identified. These include granting of loans and overdraft of to deficit customer, assisting in the provision of amenities to the host community generating employment and affirming of scholarship and promotional programmes. The research was accomplished through the use of questionnaires and secondary data. The testing and analysis of relevant data obtained were done through the use of chi ” square statistical test techniques.
TABLE OF CONTENTS
Title page
Dedication
Approval page
Acknowledgement
Abstract vi
Table of Contents
CHAPTER ONE
INTRODUCTION
1.1 Background of study
1.2 Statement of Problem
1.3 Purpose / Objective of Study
1.4 Research Questions
1.5 Research Hypothesis
1.6 Significance of the Study
1.7 Scope , Limitations and Delimitation
1.8 Definitions of terms
Reference
CHAPTER TWO
Review of related literature
2.1 Domestic Financial Resource Mobilization
Efforts of the Nigeria Financial System
2.2 Principal Sources of Savings
2.3 Constraints to Effective Mobilization of
Savings for Economic Growth and Development
2.4 Effect of Bank Distress in Mobilization of Savings.
2.5 Effects Of Income Earned To Savings Mobilization
2.6 Effect Of Interest Rate In Mobilization
Of Domestic Savings
2.7 Strategies for Improving Mobilization Or
Savings in Union Bank of Nigeria Plc
Reference
CHAPTER THREE
Research Design and Methodology
3.1 Research design
3.2 Area of Study
3.3 Population
3.4 Sample and Sampling Techniques
3.5 Instruments of data collection
3.6 Methods of Data Analysis
CHAPTER FOUR
Data Presentation and analysis
4.1 Data Presentation
4.2 Test of hypothesis
CHAPTER FIVE
Findings Recommendations and conclusion
5.1 Summary of Findings
5.2 Conclusion
5.3 Recommendation
Bibliography
Appendix
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