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THE ROLE OF DEVELOPMENT FINANCE INSTITUTIONS IN THE DEVELOPMENT PROCESS OF NIGERIA
ABSTRACT
The efficient channelling of funds and allocation of financial resources are roles expected to be undertaken in the
financial system to facilitate productive growth in the real sector of the economy. There have been overlapping
roles in the Nigerian financial system and this has resulted to inefficient intermediation and under-development
of vibrant sectors of the economy. Thus, necessitated the emergence of development financial institutions to
render services to the large un-catered economics agents (especially in the rural areas) by the universal banks.
The institutions are expected to offer specialized and micro financial services, offer relative cheap and accessible
financing options, provide long-term finance for infrastructure development, industrial growth, agriculture, small
and medium enterprises (SME) development and provide financial products for certain sections of the people.
However, this paper evaluates the roles and structure of the development financial institutions in Nigeria and
also assesses their performance over time.
TABLE OF CONTENT
Title page- – – – – – – – – i
Approval page – – – – – – – -ii
Dedication – – – – – – – – -iii
Acknowledgement – – – – – – – -iv
Abstract – – – – – – – – – -v
Table of content – – – – – – – -vi
CHAPTER ONE
INTRODUCTION – – – – – – – -1
1.0 Background of the study – – – – -1
1.1 Statement of the problem – – – – -5
1.2 Purpose of the study – – – – – -6
1.3 Significance of the study – – – – -8
1.4 Research questions – – – – – -9
1.5 Scope of the study – – – – – – -10
CHAPTER TWO
LITERATURE REVIEW – – – – – – -11
CHAPTER THREE
Research methodology – – – – – – -39
Design of study – – – – – – – -40
CHAPTER FOUR
Presentation, analysis and interpretation of data – -48
CHAPTER FIVE
Summary of findings – – – – – – -60
Conclusion – – – – – – – – -61
Recommendations – – – – – – – -62
Suggestions for further research – – – – -64
References – – – – – – – – -65
Appendix I – – – – — – – – -68
Questionnaire. – – – – – – – -69
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